UK Salary Calculator
Calculate your exact UK take-home pay for tax year 2025/2026. Accurate PAYE income tax, National Insurance (8%), pension contributions, and student loan calculations using current HMRC rates.
Current UK Tax Year 2025/2026
📍 England, Wales & Northern Ireland
These rates apply to England, Wales, and Northern Ireland. Scotland has different income tax bands. All thresholds are frozen until April 2028.
What's Included
PAYE Income Tax
Accurate UK income tax calculations using 2025/2026 tax bands: 20%, 40%, and 45% rates with personal allowance.
National Insurance (Class 1)
Current 8% rate on earnings between £12,570-£50,270, then 2% above. Includes primary threshold calculations.
Net Take-Home Pay
Your actual salary after all deductions, shown annually and monthly for easy planning.
Student Loan Repayments
Optional calculations for Plan 1, Plan 2, Plan 4, and Postgraduate loans with current 2025/2026 thresholds.